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Tag: Personal Insurance

5 Types of Car Insurance Explained

Posted: March 16, 2023

Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured driver, or if your car is damaged by a falling tree or fire. As a...

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Posted: March 3, 2023

Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...

What is Pet Insurance and Do I Need It?

Posted: February 16, 2023

If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...

How to Avoid Costly Claims from Winter Storms

Posted: January 16, 2023

Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...

Should I Purchase a Car with License Plate Lights?

Posted: December 16, 2022

Depending on where you live, you may be required to have license plate lights. Consider buying a car with license plate lights or installing a light on your existing vehicles. The lights illuminate your license plate, and if your state requires it, ensure the lights are in good working order – you could be pulled over and cited if the light is burned out.  Advantages...